Motilal Oswal AMC launches Business Cycle Fund: Should you invest

Motilal Oswal Asset Management Company (MOAMC) has launched Business Cycle Fund. The new fund offer (NFO) of the scheme will be available till August 21, 2024. This open-ended equity scheme aims to capitalise on business cycle dynamics to generate wealth for investors.

Fund overview

Investment Strategy: The fund focuses on leveraging business cycles to drive investment decisions.

It will dynamically allocate between various sectors and stocks, aligning with different stages of the economic cycle.

Benchmark: Nifty 500 TRI

Prateek Agrawal, MD and CEO of MOAMC, highlights the fund’s timing: “India is currently in an expansion phase, characterised by improved corporate profitability, rising credit, and increased government support. Our strategy is to capitalise on this positive momentum by selecting businesses poised to benefit from the current economic phase.”

Niket Shah, CIO of Motilal Oswal Mutual Fund, elaborates on the fund’s approach: “Our Business Cycle Fund is designed to tap into emerging sectors and trends. By adopting a high-growth, high-conviction strategy, we aim to provide early exposure to promising opportunities, ensuring dynamic investment allocation across market caps.”

Portfolio strategy

  • Equity & Equity-related Instruments: 80% – 100%
  • Debt & Money Market Instruments: Up to 20%
  • REITs and InvITs: Up to 10%
  • Mutual Funds: Up to 5% (for risk mitigation)

Understanding business cycle investing

The business cycle represents the natural rise and fall of economic activity.

During expansion phases, sectors like Capital Goods and Realty typically outperform, while defensive sectors like FMCG show resilience during slowdowns.

This fund aims to navigate these phases by adjusting its strategy to optimize returns based on prevailing economic conditions.

Investment considerations

Dynamic allocation: The fund’s strategy to adjust investments according to business cycle phases can enhance returns but may involve higher risk due to market fluctuations.

Long-term focus: Suitable for investors looking for capital appreciation over a longer horizon.

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